With severe weather becoming less and less of a rarity across Canada, home insurance is climbing up the list of things Canadians have to double-check. And yet a new survey has found that one in three Canadian homeowners mistakenly think their standard home insurance policy includes flood protection. It doesn’t. The Insurance Bureau of Canada recently revealed that severe weather insurance claims shot up 400% from 15 years ago. Most recently, hurricane Fiona tore through Atlantic Canada and left $660 million worth of insured damage in its wake, making it the most expensive severe weather event in the region.