Julie Gagnon and Hugo Lajoie leaned on the barrier that separates them from their home in Edmundston, N.B. In front of them, a massive hole created by a landslide threatened to swallow up their shed and their house. Thursday's torrential rains forced them from almost all their belongings in the area of Verret Street. They have also been told their insurance does not cover this type of disaster. "I contacted our insurance company for a claim and they rejected it because these damages were not in my contract," Gagnon told Radio-Canada on Saturday while fighting back tears. "I called two or three times and there was nothing to be done. We pay for insurance and we have no help."