"We are considering this to be a catastrophic loss," Rob de Pruis, director of consumer and industry relations at the Insurance Bureau of Canada, told CTV National News. Floods in both Toronto and Calgary in 2013 prompted the Canadian insurance industry to offer what it called "overland flood coverage" starting in 2015. The Insurance Bureau of Canada estimates about 50 per cent of B.C. property owners have purchased it. "We do know and we have received reports of overland flood damage, sewer backups, even wind damage," de Pruis told CTV News Vancouver. "If you have been evacuated and you do have the overland flood coverage, you also have coverage for your additional living expenses."