Several families living in Abbotsford's Sumas Prairie have been denied bank loans they were counting on to help rebuild their damaged homes following November's devastating floods. A number of affected homeowners who spoke to CBC News say they've been told by their banks or credit unions their loan applications — home equity, mortgage refinancing and new lines of credit — have been declined or put on hold with no clear timeline because they cannot get their properties appraised. The organization representing Canada's appraisers says they take their direction from the banks.